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Will I Save Money If I Backdate My Life Insurance Policy

One of the biggest rating factors for life insurance is your age. Most people probably don’t realize they can turn back time and be rated a year younger. Before people get too excited, I want to caution there are some restrictions and reasons for not doing this. Every insurance company has its own rules for … Continue reading “Will I Save Money If I Backdate My Life Insurance Policy”

The Problem with Guaranteed Issue Life Insurance

Guaranteed issue life insurance is also known as guaranteed acceptance life insurance. This type of plan doesn’t provide full coverage until a two year waiting period expires. Many guaranteed issue plans are sold directly to consumers without an agent. Insurance companies that sell direct to consumers are financially incentivized to sell as many of these … Continue reading “The Problem with Guaranteed Issue Life Insurance”

Best Whole Life Insurance

This article disputes what other authors say are the best whole life insurance companies. Learn why their list of best companies is flawed.

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