The advantages of using a local Houston life insurance agent become more apparent after a policy is purchased. Local agents have an easier time coming back if they make a mistake on their paperwork that requires your signature. Local agents are also more inclined to hand deliver policies. An agent that is not local will always let the insurance company mail the policy directly to the client. When agents hand deliver policies it creates a valuable education for the client because the agent can go through and explain each page of the contract. Hand delivering a policy also creates an opportunity for agents to discuss other insurance needs that were not explored on the first visit.